Are you looking for a new, reliable family car? We’ve compiled a list of list of family cars under $20,000 that you may not have thought of.

Sometimes, buying new isn’t feasible. Not only is it damn costly to get into a brand new car, but the depreciation factor makes it untenable for many private buyers. To help you get the best bang out of your used car buck, we will be compiling a series of our recommendations across a multitude of sectors. First up, our top 5 list of Family Cars under $20,000.

1. 2012 Holden Captiva ($13,640 – $15,500):



Cars under $20,000 number 1 Captiva 7



The 2012 Holden Captiva is a seven-seat SUV. It was introduced with a couple of variants; the entry-level SX 2WD (petrol) and the range-topping LX AWD (diesel). This car boasts a lot of legroom and even a third row that can be used for occasionally seating the kids.. The price of this vehicle for a private sale ranges from $13,640 to $15,500 and dealers have been selling them for a little bit more.



2. 2008 Ford Falcon Wagon ($8,980 – $10,000):



Cars under $20,000 number 2 2008 Ford Falcon Wagon



The Ford Falcon is considered to be the only remaining ‘big six’ rear-drive wagons that is available on the Australian market. The Wagon has a 4.0-litre, six-cylinder engine and a four-speed automatic transmission combo that delivers a power of 190kW at 5250rpm. It’s best suited as a family vehicle and has plenty of torque for the occasional towing. It has five seats and a cargo area that can be used for extra room. These cars were popular as government vehicles so plenty are available on the second hand market and most have been well maintained. Just be careful not to buy an ex-taxi! The price of this vehicle for a private sale ranges from $8,980 to $10,000.
BF Falcon Wagon



3. 2015 Holden Cruze Wagon ($17,990 – $18,888):



Cars under $20,000 number 3 2015 Holden Cruze Wagon



Before being discontinued, the Cruze was held as the great white hope for local manufacturing in Australia. It was relatively unloved in our domestic market, making it a great buy both new and second hand. It has a durable four-cylinder engine, enhanced front and rear lighting, black leather and grey suede seats, comfortable heating system, and a number of other toys to play with as you would expect in a 2015 model car. Source a SRI-v model and you’ll have a fun little car which is cheap on fuel and has the backing of the balance of new car warranty. The cost of this vehicle for a private sale can range from $17,990 to $18,888.



4. 2006 Mitsubishi 380 ($6000 – $9500):



Cars under $20,000 number 4 2015 Holden Cruze Wagon



The 380 was the last car the company produced by Mitsubishi in Australia. But it doesn’t mean that its bad news because there are a number of reasons why it is among the bargain family cars. It has a powerful 3.8-litre V6 engine with five-speed automatic transmission, spacious seating, and a decent amount of space for cargo. It’s suprisingly good to drive and will handle towing a small boat or caravan. The VRX model ads a little spice to an otherwise bland packaging. The budget required to buy this car ranges from $6000 to $9500.



5. 2012 Nissan Maxima ($12,950 – $18,990):



Cars under $20,000 number 5 2012 Nissan Maxima



The 2012 Nissan Maxima is another fantastic car in this list of reliable used cars. Its features include a six-cylinder 3.5-litre engine, five comfortable seats with a lot of leg room, 4-wheel anti-lock braking system (ABS), brake assist & electronic brake force distribution (EBD), and a number of other toys to play with. Like the 380, it’s styling makes it relatively unloved. However, the car drives like a luxury sedan and has many features that others in this price segment will not. The price of this vehicle for a private sale ranges from $12,950 to $18,990.
Nissan Maxima



Do you need help obtaining finance on your new car? Responsive Lending is a family owned and operated finance brokerage with decades of experience in the industry. Call us on 03 9350 7331 to discuss our requirements or apply online at